For our clients’ convenience, we are proud to offer mobile service for signings free of charge. However, to be able to sustainable provide this service the following conditions may apply:
- The minimum bill for the service being performed must be at least $725 before taxes and disbursements
- Mobile service may not be available during times that may coincide with rush hour traffic
- At least two business days of notice prior to the requested appointment time is required
- Only one mobile appointment per transaction is offered free of charge. Any additional mobile appointments will incur a charge of $280 per appointment
- All parties required to be present at the appointment must be present within 15 minutes of the scheduled appointment. If all parties are not present within this time, a fee of $70 will be charged for every subsequent 1 to 15 minutes until all parties are present
- Our representative may refuse to remain at the appointment if all parties are not present within 30 minutes of the scheduled appointment time
- Mobile service is not available for business services offered by Parr Business Law
- All fees quoted here are exclusive of applicable taxes
If you are doing a purchase, our fees will be included in the amount of the bank draft we will ask you to provide.
If you are doing a sale or a refinance, we will deduct our fees from the proceeds of sale or new mortgage. If the proceeds are not sufficient to pay our fees, we will ask you to provide the funds via personal cheque, cash or interac e-transfer.
We require a retainer to be paid in trust before commencing the work, except for real estate transaction.
Generally, yes. For financial transactions we have to verify your identity so we have to meet face-to-face. Also, some documents may need to be notarized which can only be done in person.
Make sure you notify us as soon as possible if you are unable to meet with us in person so that we can make proper arrangements with you in a timely manner.
We have to gather documents and other information before we are ready to meet for signing. This can take up some time and we appreciate your patience while we work to get everything ready for you. Generally, you can expect to meet with us a few days before the completion date but we will do our best to accommodate you as much as possible.
Once we receive instructions from the new lender and have been able to confirm our retainer with you, we will conduct our searches and review the mortgage instructions and send you our initial report along with a list of further information we need from you to prepare the documents.
If a mortgage is registered on the title of your property, we then contact the lender to obtain a discharge statement from them. The discharge statement will show us the exact amount we will have to pay out to the lender in order to oblige them to release the mortgage from the title on completion. We will then prepare the documents and contact you to book an appointment for signing the documents.
On completion day, we will file the new mortgage in the Land Title Office and receive the funds from the lender. We will then pay out the existing lender in accordance with the discharge statement, pay other unsecured debts (if any) and pay the rest of the funds to you after deducting our fees and other disbursements*.
You can expect to receive your funds from the refinance proceeds within two days after the completion.
* For more information on other disbursements payable on closing click here.
We start the completion process when we receive documents including the contract (i.e. the accepted offer) from your realtor’s office*. Once we have these documents and have been able to confirm our retainer with you, we then conduct our searches and review the contract and send you our initial report along with a list of further information we need from you to prepare the documents.
If a mortgage is registered on the title of your property, we then contact the lender to obtain a discharge statement from them. The discharge statement will show us the exact amount we will have to pay out to the lender in order to oblige them to release the mortgage from the title on completion.
In the meantime, the buyer’s representative will prepare and send us transfer documents which we will review before signing with you. Once we have these documents and the discharge statement, we will contact you to book an appointment for signing the documents.
On completion day, the buyer’s representative will file the transfer of title in the Land Title Office and pay us the sale proceeds. We will then pay out the lender in accordance with the discharge statement and pay the rest of the funds to you after deducting our fees and other disbursements**.
You can expect to receive your funds from the proceeds within two business days after completion.
* Please note that typically we avoid conducting any of the due diligence searches earlier than a month before the completion date in order to make sure our searches are as up-to-date as possible.
** For more information on other disbursements payable on closing click here.
We start the completion process when we receive documents including the contract (i.e. the accepted offer) from your realtor’s office*. Once we have these documents and have been able to confirm our retainer with you, we then conduct our searches and review the contract and send you our initial report along with a list of further information we need from you to prepare the documents.
If you are not obtaining financing via a mortgage to complete the purchase then we are able to prepare final documents for you at this point. However, if like most people you are relying on mortgage proceeds to complete the purchase then we have to wait until we receive instructions from the lender to proceed to finalizing your documents.
Once we have received mortgage instructions from the lender we are able to calculate the amount of funds you need to provide in order to complete the purchase (including remainder of the down payment, property transfer tax, legal fees and other disbursements** and adjustments) in a document called the statement of adjustments.
We will then book an appointment with you for signing the documents and send you a copy of the statement of adjustments and ask you to bring us a bank draft payable to Envision Law Corporation In Trust in the amount shown on that statement.
On completion day, we will receive proceeds of mortgage from the lender, file the transfer of title and mortgage in the Land Title Office and pay the seller’s representative from the funds we hold for you in trust. You will be able to get your keys on possession day from your realtor.
* Please note that typically we avoid conducting any of the due diligence searches earlier than a month before the completion date in order to make sure our searches are as up-to-date as possible.
** For more information on other disbursements payable on closing click here.
In addition to the legal fees, you can expect to pay the following disbursements on completion of your real estate transactions:
Purchases:
- Cost of strata documents (if applicable)
- Cost of property tax search
- Cost of home insurance binder
- Cost of title insurance
- Land Title Office fees
- Cheque certification and courier fees (if applicable)
We cannot tell you the exact amount of the disbursements as amounts may vary significantly from transaction to transaction, however, we suggest you budget at least $500 to cover these expenses.
Sales:
- Land Title Office fees
- Cheque certification and courier fees (if applicable)
We cannot tell you the exact amount of the disbursements as amounts may vary significantly from transaction to transaction, however, we suggest you budget at least $200 to cover these expenses.
Refinances:
- Cost of strata documents (if applicable)
- Cost of property tax search
- Cost of home insurance binder
- Cost of title insurance
- Land Title Office fees
- Cheque certification and courier fees (if applicable)
We cannot tell you the exact amount of the disbursements as amounts may vary significantly from transaction to transaction, however, we suggest you budget at least $500 to cover these expenses.
The first step to setting up your will is set up a complimentary initial consultation with us. We will then send you a wills questionnaire the purpose of which is to collect some initial information needed for us to be able to take proper instructions and provide you with proper advice. We will then draft your will based on the instructions provided by you during the initial consultation and send it to you for review. When you are satisfied with your will we will make sure all necessary steps are taken in order for your will to be valid and enforceable, which includes proper execution of the will.